General
Universal Credit
The document Universal Credit and Rented Housing – Frequently Asked Questions (Opens in a new window or downloads a file) provides information for landlords if they have tenants who are moving to Universal Credit (Opens in a new window or downloads a file).
Further Information for Landlords About Universal Credit (Opens in a new window or downloads a file)
Tell Your Mortgage Lender
If you do not have a 'Buy to Let' mortgage you must tell your mortgage lender that you want to rent your property. If you don't, renting out the property may breach the terms of your loan. If you don't tell your mortgage lender they may 'call up' the loan, resulting in repossession of the property.
HM Revenues and Custom
HMRC has detailed information on the tax implications for renting out your property. Some useful links are shown below:
Renting out Your Property (Opens in a new window or downloads a file)
Self Assessment: General Enquiries (Opens in a new window or downloads a file)
Self Assessment Tax Return (Opens in a new window or downloads a file)
Let Property Campaign
The Let Property Campaign (Opens in a new window or downloads a file) gives you an opportunity to bring your tax affairs up to date if you’re an individual landlord letting out residential property in the UK.
To help you understand the rules HMRC has several tools available:
- E-learning Course (Opens in a new window or downloads a file) answers questions about income tax, business records and expenses.
- Webinars (Opens in a new window or downloads a file) – recorded or live
- Property Rental Toolkit (Opens in a new window or downloads a file) (downloadable document)
(Further Information about the Let Property Campaign (Opens in a new window or downloads a file))